Life Insurance Designed For You
A plan designed for your spouse, neighbor, or family member may not be what is best for you. We will help you find the plan that best suits your life style.
What Kind Of Life Insurance Do We Offer?
We offer many different types of insurance plans for many different types of people. We offer plans such as Term Life, Index Universal Life, Universal Life, Final Expense Life, Whole Life, and Children’s Whole Life. We also offer fantastic products for grandchildren. We will work tirelessly with you to find the one that best suits your situation.
Term Life Insurance
Term Life will protect you for a certain period of time, but afterwards, it will expire. There are multiple different terms to choose from. Terms consist of 5 years, 10 years, 20 years, or 30 years, and they each depend on your age. If you do not utilize the plan during your selected term neither you nor your loved ones will receive the money you inserted into the plan. However, you can add a premium writer to the product so that if the plan is not used, you will have your premiums returned to you.
Universal Life Insurance
This plan is very similar to the Whole Life plan, except is significantly more flexible. Again, you will pay for a specified period of time, or for your entire life time. However, if you would like to put additional money into it, or change the premium, you are more than welcome to do so.
Index Universal Life
This product is very similar Universal Life, but it can also be used to create a retirement plan. If you are young and overfund your policy, you will be able to take tax free retirement from the policy when you are older.
Whole Life Insurance
This product allows you to accumulate cash value during the time that you have the product. You have the option to pay a premium on the product over the course of your entire life or you may choose to pay premiums for a specific time period. For example, I time period such as 20 to 30 years. After the time period you would have the policy for rest of life time.
Final Expense Life Insurance
This plan is typically for someone 50 years of age or older, who just want enough money to cover burial expenses or other expenses at the end of life. These plans can range anywhere between $5,000 to $50,000. These plans do not accumulate cash value, and premiums are usually paid through the duration of life. These premiums tend to be slightly more expensive, because most often, people are much older when purchasing these products.
Allow Us To Find The Plan That Is Best For You!We will be there for you to tell about each product, and how it will best suit your needs.
406 East Main Street, Suite F
Dahlonega, Ga 30533
Thursday by Appointment
Saturday & Sunday: Closed